Choosing an insurance provider in Sri Lanka can feel overwhelming — with so many options for life, health, motor, and business insurance. To help, we’ve compiled a full list of insurance providers on Ten.lk, with links to each listing. Remember: if a company is not listed on the official IRCSL website, it may be fraudulent. Always double-check before you sign up. The Insurance Regulatory Commission of Sri Lanka (IRCSL) is the governing authority responsible for licensing and regulating insurance companies in the country. Their role is to protect policyholders, ensure companies remain financially stable, and prevent fraud. Always verify your insurer on ircsl.gov.lk before committing to any policy. Below is the directory of insurance companies currently listed on Ten.lk. Each name links directly to their page for contact details and services: Insurance is one of the most important financial decisions you’ll make. Whether it’s health, life, motor, or business coverage, always ensure that your provider is listed with IRCSL. Use Ten.lk to explore providers, but always double-check for regulatory approval before purchasing a policy. - The Ten.lk Team 🇱🇰About IRCSL
Insurance Providers in Sri Lanka (Listed on Ten.lk)
AIA Insurance Lanka is a leading life and health insurer in Sri Lanka, backed by the AIA Group, offering comprehensive individual and corporate insurance solutions.
AIA Sri Lanka, part of AIA Group, has served for over 30 years in life, health, and savings solutions. Its modern Colombo HQ at AIA Tower supports nationwide branches and robust wellness, bancassurance, and digital services.
Allianz Insurance Lanka operates from its modern Head Office in One Galle Face Tower and Customer Care Centre at Union Place, offering general and life insurance services with hybrid workspace and customer-first accessibility.
Amana Takaful Life PLC offers Sharia-compliant life and general insurance solutions in Sri Lanka, rooted in ethical, donation-based customer protection systems, headquartered in Colombo 03 since 1999.
Arpico Insurance PLC, founded in 2011 under Richard Pieris Group, operates its Colombo head office at Vauxhall Lane offering life, health, and investment insurance with corporate innovation and national branch reach.
Ceylinco Insurance PLC operates Sri Lanka’s leading life & general insurance business from Colombo HQ and Life Tower—offering award-winning protection, innovative products, and a large customer base since 1987.
Ceylinco Life is Sri Lanka’s top life insurer. Based at Life Tower in Colombo, it offers digital-first life, pension, medical and investment solutions with award-winning customer service and sustainability-led operations.
Continental Insurance Lanka, part of Melstacorp PLC and DCSL Group, provides personal and business general insurance from its Colombo 07 headquarters. Known for online services, niche coverage, and strong governance credentials.
Co-operative Insurance, founded in 2003, delivers general insurance solutions—motor, health, casualty, SME & corporate lines—from its Colombo 14 head office, supported by nationwide reach and guaranteed claims settlement in 7 working days.
Fairfirst Insurance is a digital-first general insurer headquartered at Access Towers II, Colombo 02. Known for innovations like Click2Claim and paperless experience, serving motor, health, travel, and corporate clients across 55+ service centres.
HNB Assurance PLC, a subsidiary of Hatton National Bank, runs its Colombo head office at Iceland Business Centre, offering life, health, Takaful, and corporate insurance with a strong customer-centric ethos and island-wide branch network.
HNB General Insurance, a subsidiary of HNB Assurance PLC, delivers motor, health, travel, engineering, marine, liability & Takaful solutions from its Colombo 03 headquarters—with a Fitch “A (lka)” rating and broad island-wide branch network.
Founded in 1994, Janashakthi Insurance PLC pioneered Sri Lanka’s first private life insurer. Now headquartered in Colombo 02, it offers life, health, and non-life insurance, backed by an expanding branch network of over 75 locations.
LIC (Lanka) Ltd is the joint venture between LIC of India and Bartleet Group. Headquartered in Colombo 04, it offers life and pension insurance solutions across 25+ branches in Sri Lanka, with affordable cover options like Pure Life.
LOLC General Insurance, a fast-growing subsidiary of LOLC Holdings, offers motor, engineering, travel, liability, shop, cargo, Takaful and more from its modern Colombo 10 head office—leveraging 173 group outlets across Sri Lanka.
LOLC Life Assurance operates from its modern head office at 481 T.B. Jayah Mawatha (Darley Road), Colombo 10. It offers life, pension, critical illness, and child protection plans via a network of 173 bancassurance outlets, and is the fastest-growing life insurer in Sri Lanka.
MBSL Insurance Company Limited operates from its head office at 519 T.B. Jayah Mawatha, Colombo 10, offering both general and life insurance. A subsidiary of Merchant Bank of Sri Lanka (Bank of Ceylon group), it provides digital-first services island-wide since 2004.
NITF is Sri Lanka’s government-owned statutory insurance fund offering Agrahara medical, motor, general and SRCC insurance, and serving as the nation’s sole reinsurer accepting 30% of reinsurance cession.
Orient Insurance Sri Lanka, a subsidiary of the Al-Futtaim Group since 2011, offers a wide range of insurance including motor, travel, property, marine, medical and SRCC, backed by UAE-based financial ratings and a network of branches across the island.
People’s Insurance PLC, backed by People's Leasing & Finance and People’s Bank, is a leading Sri Lankan non-life insurer offering motor, property, travel, marine, solar and business insurance. Rated A by Fitch with strong financials.
SGIC (Sanasa General Insurance) is a rural-focused general insurer registered in 2019, delivering motor, agricultural, health, fire, liability and title coverage to underserved communities. Recently launched a 24-hour call centre to support Sri Lanka's hinterland.
Softlogic Life is Sri Lanka’s second-largest life insurer, delivering world-class life, health, and corporate products with digital innovation and 1.3M+ policies. It now operates from the iconic One Galle Face Tower in Colombo.
Sri Lanka Insurance (est. 1962) is the nation’s largest composite insurer, backed by financial strength, ISO-9001 certification, and nationwide presence—delivering life and general insurance with trusted heritage and modern services.
SLIC Life is Sri Lanka’s leading life insurer, backed by robust financials (A+ Fitch rating, LKR 213B life fund), 142 branches, and 8 consecutive “Most Loved Brand” wins—offering health, education, retirement, and protection plans nationwide.
Union Assurance, founded in 1987 and now part of John Keells Group, is a leading life insurer in Sri Lanka—with over 780 staff, strong financials, award-winning transparency, and claims settled quickly via its digital Clicklife App.Why Verification Matters
Final Thoughts
| Headline: | Looking for trusted insurance in Sri Lanka ?Here’s a complete list of providers. |
|---|---|
| Author: | Gayan Balasooriya |
| Publisher: | Gayan Balasooriya |
| Date Published: | 2025-08-17 |
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