About Sejaya Micro Credit Limited Product Portfolio & Innovation Social Impact & Customer Trust Geographic Footprint Contact / Head Office
Sejaya Micro Credit Ltd (SMCL) was incorporated in 2015 and is the first fully owned subsidiary of Gojo & Company Inc., Japan. Licensed under the Central Bank of Sri Lanka, SMCL serves low-income households and micro-entrepreneurs with small loans, savings products, and support through a digital-first mindset. The name “Sejaya” means “Win for All,” reflecting its mission to generate mutually sustainable growth.
• Micro-Loans & Digital Lending: Rapidly accessible small loans both via field operations and the Pasio mobile app—empowering borrowers with speed and transparency.
• Savings Products: Designed to encourage disciplined savings among underserved communities at affordable terms.
• Pasio Digital Platform: Enables users to check repayment schedules, manage loans, and engage in peer communities—enhancing financial literacy and outreach.
Sejaya places client protection at its core—offering low interest rates, transparent pricing, and responsible lending to over 100,000 clients. Its customer-first approach fosters empowerment through entrepreneurship, emergent business growth, and digital inclusion.
SMCL operates across multiple branches in underserved regions—such as Padukka, Hanwella, Ingiriya, Avissawella, Narammala, Polmadulla, Monaragala, Kilinochchi, Valaichchenai, Welimada, and beyond—ensuring reach into rural and economically marginal communities.
• Address: No. 374, High-Level Road, Gangodawila, Nugegoda
• Tel: +94 11 432 3123
• Email: [email protected]
• Website: www.sejayacredit.com
| Mon |
08:30 AM - 05:00 PM |
|---|---|
| Tue |
08:30 AM - 05:00 PM |
| Wed |
08:30 AM - 05:00 PM |
| Thu |
08:30 AM - 05:00 PM |
| Fri |
08:30 AM - 05:00 PM |
| Sat | Closed |
| Sun | Closed |
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