About Dumbara Micro Credit Service Portfolio & Client Impact Operational Values & Differentiators Contact / Head Office
Dumbara Micro Credit Limited, registered under Companies Act No. 07 of 2007, operates as a licensed microfinance institution serving rural and low-income communities in Sri Lanka. It specializes in disbursing loans for income generation, working capital, and housing development—underpinned by rigorous field-appraisals and client-focused flexibility. www.dmcl.lk
• Income-Generating Loans (Athahitha): Tailored for micro-businesses and rural entrepreneurs to support working capital and expansion.
• Housing Loans (Shakthi): Offered to rural low-income families for home construction or improvement, introduced in recent years.
• Vehicle & Equipment Loans (Diviya + Other Loans): Enables acquisition of business-related transport (e.g., 3-wheelers, tractors) or funding life needs (education, marriage, overseas travel), with rentals and repayment terms customized to match income levels—up to Rs. 500,000 over 36 months. More loan purposes: settlement of existing debt, household purchases, and personal events.
• Client Assessment: Each loan undergoes a field officer’s appraisal and recommendation, ensuring responsible lending.
• Member of Lanka Microfinance Practitioners’ Association since 2013.
• Offers flexibility and empathy in credit solutions, balancing financial inclusion with sustainable practice.
• Emphasis on personalized service, with on-the-ground evaluation and adaptive loan structuring aligned to clients’ earning capacities.
Address: 47, Negombo Road, Mirigama
Tel: +94 33 2276355
Email: [email protected]
Website: dmcl.lk
| Accepted Currencies: | Sri Lankan Rupees |
|---|---|
| Payment Types: | Cash, Credit Card |
| Mon |
08:00 AM - 05:30 PM |
|---|---|
| Tue |
08:00 AM - 05:30 PM |
| Wed |
08:00 AM - 05:30 PM |
| Thu |
08:00 AM - 05:30 PM |
| Fri |
08:00 AM - 05:30 PM |
| Sat |
08:00 AM - 01:30 PM |
| Sun | Closed |
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