https://ten.lk/listings/microfinance-services?format=rss&page=1&category_id=186 Ten.lk - Sri Lanka Listings en About AMW Capital Leasing & Finance PLCAMW Capital Leasing & Finance PLC, incorporated in 2006, is a licensed finance company headquartered at Union Place, Colombo 2. A subsidiary of Associated Motorways (Pvt) Ltd under the Al-Futtaim Group, AMW specializes in non-bank financial services across leasing and lending sectors.Product & Service Suite• Finance Lease: Long-term lease solutions where the risks and benefits of ownership transfer, excluding legal title. • Hire Purchase: Asset financing that ends in customer ownership at the end of the term. • Term Loans: Structured personal and institutional borrowing to support asset purchase and business growth. • Operating Lease: Short-term rental agreements with retained ownership by AMW. • Fixed Deposits: Competitive deposit products to help clients build savings with security and return.Strategic Position & Market ReachHousing its core operations at Union Place, AMW leverages Colombo’s financial hub position to manage diverse operations and governance. Its backing through the Al-Futtaim Group emphasizes institutional strength and strategic growth potential.Contact / Head Office• Address: No. 185, Union Place, Colombo 02, Sri Lanka• Tel: +94 11 244 6476• Fax: +94 11 230 4264• Email: inquiries.amwclf@amwltd.com• Website: www.capitalleasing.lk https://ten.lk/listings/amw-capital-leasing-finance-plc-head-office-union-place-colombo-2 ba2fd310dcaa8781a9a652a31baf3c68 Wed, 27 Aug 2025 09:20:34 +0000 Microfinance Services About Berendina Micro Investments (BMIC)Berendina Micro Investments Company Ltd (BMIC) is Sri Lanka’s first microfinance institution licensed under the Microfinance Act No. 6 of 2016. Emerging from the microfinance efforts of Berendina NGO since 2007, BMIC now leads with a holistic poverty-reduction strategy—integrating low-interest credit, enterprise development services (EDS), micro-savings, and scholarships for clients’ children.Service Portfolio & Impact• Offers micro-loans at highly competitive interest rates, surpassing most NGOs and private providers.• Provides comprehensive EDS—equipping clients with tools and training to grow sustainable livelihoods.• Encourages saving practices through accessible micro-savings solutions.• Runs ‘Bright Students Scholarships’ (BSS), enabling children of clients to pursue Advanced Level education.Recognition & ValuesBMIC received multiple awards in 2021: “Best Micro Finance Company Sri Lanka” and “Best Agricultural Lending Company Sri Lanka” from Global Banking & Finance Review (UK). It also won the SCALE Green Creative Adaptation Donor’s Choice Award for its commitment to sustainable finance—themes reflected in its triple-bottom-line philosophy: People, Planet & Profit.Community Investment & OutreachBMIC channels its modest profits into its sister organization, Berendina Development Services (BDS), which annually operates across seven districts with a budget exceeding Rs. 300 million. Over three years, BDS has positively impacted over 25,000 vulnerable families in sectors including livelihoods, WASH (water, sanitation, hygiene), infrastructure, youth & women empowerment, and education.Branch & Geographic CoverageBMIC serves a wide footprint in Sri Lanka—operating through **30 branches** across 11 high-poverty districts. Regions include parts of Kegalle, Anuradhapura, Nuwara Eliya, Kandy, Badulla, Trincomalee, Batticaloa, Ampara, Kilinochchi, Vavuniya, Mullaitivu, Jaffna, and Kurunegala—ensuring reach to hard-to-access communities.Contact / Head Office• Address: 44/3, 3rd Floor, Narahenpita Road, Nawala, Sri Lanka• Tel: +94 11 4380830• Email: info@berendina.org• Website: www.berendina.org https://ten.lk/listings/berendina-micro-investments-company-ltd-colombo-head-office cee631121c2ec9232f3a2f028ad5c89b Sat, 23 Aug 2025 20:31:59 +0000 Microfinance Services About Dumbara Micro CreditDumbara Micro Credit Limited, registered under Companies Act No. 07 of 2007, operates as a licensed microfinance institution serving rural and low-income communities in Sri Lanka. It specializes in disbursing loans for income generation, working capital, and housing development—underpinned by rigorous field-appraisals and client-focused flexibility. www.dmcl.lkService Portfolio & Client Impact• Income-Generating Loans (Athahitha): Tailored for micro-businesses and rural entrepreneurs to support working capital and expansion.• Housing Loans (Shakthi): Offered to rural low-income families for home construction or improvement, introduced in recent years.• Vehicle & Equipment Loans (Diviya + Other Loans): Enables acquisition of business-related transport (e.g., 3-wheelers, tractors) or funding life needs (education, marriage, overseas travel), with rentals and repayment terms customized to match income levels—up to Rs. 500,000 over 36 months. More loan purposes: settlement of existing debt, household purchases, and personal events.• Client Assessment: Each loan undergoes a field officer’s appraisal and recommendation, ensuring responsible lending.Operational Values & Differentiators• Member of Lanka Microfinance Practitioners’ Association since 2013.• Offers flexibility and empathy in credit solutions, balancing financial inclusion with sustainable practice.• Emphasis on personalized service, with on-the-ground evaluation and adaptive loan structuring aligned to clients’ earning capacities.Contact / Head OfficeAddress: 47, Negombo Road, MirigamaTel: +94 33 2276355Email: dumbara@dmcl.lkWebsite: dmcl.lk https://ten.lk/listings/dumbara-micro-credit-limited-microfinance-solutions-for-rural-sri-lanka 59b90e1005a220e2ebc542eb9d950b1e Mon, 25 Aug 2025 16:37:20 +0000 Microfinance Services About Lak Jaya Micro Finance Ltd.Lak Jaya Micro Finance Limited (Lak Jaya) is a licensed microfinance company that began operations in 2002. It operates under the Companies Act No. 7 of 2007 and is regulated by the Central Bank of Sri Lanka under the Microfinance Act No. 6 of 2016. It was founded with the Grameen microfinance model and later gained operational backing from ASA International via CMI investment.Business Model & Scale• Designed to support low-income female entrepreneurs with individual loans (no joint liability).• Operates 63 branches across 12 districts, including Colombo, Galle, Kandy, Nuwara-Eliya, and more.• Today, serves over 45,000 clients and manages a USD 5.9 million loan portfolio. Portfolio at Risk (>30 days) stands at 4.5%.Loan Products Offered• General Loan – For household or business needs.• Personal Loan – For business expansion; first-time ceiling ~LKR 30,000, up to LKR 500,000 for follow-on loans, with flexible repayment terms (6–24 months).• SME Loan – Tailored to support small and medium enterprises.Growth & Strategic GoalsFounded with 8 branches in 2007, Lak Jaya rapidly expanded to 36 by 2015. It continues to scale with aims of reaching 75,000 clients and extending the branch network to approximately 60, supporting responsible and sustainable microfinance practices.Contact / Head Office• Address: 1st Floor, No. 386B/1/1, High-Level Road, Pannipitiya, Sri Lanka• Tel: +94 11 2851288• Fax: +94 11 2844527• Email: inquiries@lakjaya.com• Website: www.lakjaya.com https://ten.lk/listings/lak-jaya-micro-finance-limited-licensed-microfinance-leader-in-sri-lanka 389bc7bb1e1c2a5e7e147703232a88f6 Mon, 25 Aug 2025 14:46:55 +0000 Microfinance Services About Sejaya Micro Credit LimitedSejaya Micro Credit Ltd (SMCL) was incorporated in 2015 and is the first fully owned subsidiary of Gojo & Company Inc., Japan. Licensed under the Central Bank of Sri Lanka, SMCL serves low-income households and micro-entrepreneurs with small loans, savings products, and support through a digital-first mindset. The name “Sejaya” means “Win for All,” reflecting its mission to generate mutually sustainable growth.Product Portfolio & Innovation• Micro-Loans & Digital Lending: Rapidly accessible small loans both via field operations and the Pasio mobile app—empowering borrowers with speed and transparency.• Savings Products: Designed to encourage disciplined savings among underserved communities at affordable terms.• Pasio Digital Platform: Enables users to check repayment schedules, manage loans, and engage in peer communities—enhancing financial literacy and outreach.Social Impact & Customer TrustSejaya places client protection at its core—offering low interest rates, transparent pricing, and responsible lending to over 100,000 clients. Its customer-first approach fosters empowerment through entrepreneurship, emergent business growth, and digital inclusion.Geographic FootprintSMCL operates across multiple branches in underserved regions—such as Padukka, Hanwella, Ingiriya, Avissawella, Narammala, Polmadulla, Monaragala, Kilinochchi, Valaichchenai, Welimada, and beyond—ensuring reach into rural and economically marginal communities.Contact / Head Office• Address: No. 374, High-Level Road, Gangodawila, Nugegoda• Tel: +94 11 432 3123• Email: info@sejayacredit.com• Website: www.sejayacredit.com https://ten.lk/listings/sejaya-micro-credit-limited-head-office-nugegoda f3f27a324736617f20abbf2ffd806f6d Mon, 25 Aug 2025 17:43:57 +0000 Microfinance Services