https://ten.lk/listings/microfinance-services?format=rss&page=1&category_id=186 Ten.lk - Sri Lanka Listings en PML’s mission is centered on empowering individuals-especially women with entrepreneurial ideas-by offering microfinance solutions that promote social mobilization, income generation, and asset ownership.PML offers a wide range of financial products tailored to meet the diverse needs of its customers. These include group loans, individual business loans, small and medium enterprise (SME) loans, hire purchase facilities, CR-based loans (Diriya Loans), equipment loans, educational loans, mortgage loans, and gold plus loans. Designed to be both competitive and inclusive, these financial solutions aim to uplift communities by fostering economic participation and enabling long-term financial growth. With a strong focus on innovation and impact, People’s Micro-commerce Ltd continues to play a vital role in expanding financial access and supporting entrepreneurship across Sri Lanka. https://ten.lk/listings/people-s-micro-commerce-ltd-pml 872488f88d1b2db54d55bc8bba2fad1b Fri, 31 Jul 2026 04:59:58 +0000 Finance companies About AMW Capital Leasing & Finance PLCAMW Capital Leasing & Finance PLC, incorporated in 2006, is a licensed finance company headquartered at Union Place, Colombo 2. A subsidiary of Associated Motorways (Pvt) Ltd under the Al-Futtaim Group, AMW specializes in non-bank financial services across leasing and lending sectors.Product & Service Suite• Finance Lease: Long-term lease solutions where the risks and benefits of ownership transfer, excluding legal title. • Hire Purchase: Asset financing that ends in customer ownership at the end of the term. • Term Loans: Structured personal and institutional borrowing to support asset purchase and business growth. • Operating Lease: Short-term rental agreements with retained ownership by AMW. • Fixed Deposits: Competitive deposit products to help clients build savings with security and return.Strategic Position & Market ReachHousing its core operations at Union Place, AMW leverages Colombo’s financial hub position to manage diverse operations and governance. Its backing through the Al-Futtaim Group emphasizes institutional strength and strategic growth potential.Contact / Head Office• Address: No. 185, Union Place, Colombo 02, Sri Lanka• Tel: +94 11 244 6476• Fax: +94 11 230 4264• Email: inquiries.amwclf@amwltd.com• Website: www.capitalleasing.lk https://ten.lk/listings/amw-capital-leasing-finance-plc-head-office-union-place-colombo-2 ba2fd310dcaa8781a9a652a31baf3c68 Wed, 27 Aug 2025 09:20:34 +0000 Microfinance Services About Berendina Micro Investments (BMIC)Berendina Micro Investments Company Ltd (BMIC) is Sri Lanka’s first microfinance institution licensed under the Microfinance Act No. 6 of 2016. Emerging from the microfinance efforts of Berendina NGO since 2007, BMIC now leads with a holistic poverty-reduction strategy—integrating low-interest credit, enterprise development services (EDS), micro-savings, and scholarships for clients’ children.Service Portfolio & Impact• Offers micro-loans at highly competitive interest rates, surpassing most NGOs and private providers.• Provides comprehensive EDS—equipping clients with tools and training to grow sustainable livelihoods.• Encourages saving practices through accessible micro-savings solutions.• Runs ‘Bright Students Scholarships’ (BSS), enabling children of clients to pursue Advanced Level education.Recognition & ValuesBMIC received multiple awards in 2021: “Best Micro Finance Company Sri Lanka” and “Best Agricultural Lending Company Sri Lanka” from Global Banking & Finance Review (UK). It also won the SCALE Green Creative Adaptation Donor’s Choice Award for its commitment to sustainable finance—themes reflected in its triple-bottom-line philosophy: People, Planet & Profit.Community Investment & OutreachBMIC channels its modest profits into its sister organization, Berendina Development Services (BDS), which annually operates across seven districts with a budget exceeding Rs. 300 million. Over three years, BDS has positively impacted over 25,000 vulnerable families in sectors including livelihoods, WASH (water, sanitation, hygiene), infrastructure, youth & women empowerment, and education.Branch & Geographic CoverageBMIC serves a wide footprint in Sri Lanka—operating through **30 branches** across 11 high-poverty districts. Regions include parts of Kegalle, Anuradhapura, Nuwara Eliya, Kandy, Badulla, Trincomalee, Batticaloa, Ampara, Kilinochchi, Vavuniya, Mullaitivu, Jaffna, and Kurunegala—ensuring reach to hard-to-access communities.Contact / Head Office• Address: 44/3, 3rd Floor, Narahenpita Road, Nawala, Sri Lanka• Tel: +94 11 4380830• Email: info@berendina.org• Website: www.berendina.org https://ten.lk/listings/berendina-micro-investments-company-ltd-colombo-head-office cee631121c2ec9232f3a2f028ad5c89b Sat, 23 Aug 2025 20:31:59 +0000 Microfinance Services DFCC Bank PLC, established in 1955, is one of Sri Lanka’s leading full-service banks offering a wide range of financial solutions. Headquartered at Galle Road, Colombo 03, DFCC operates an extensive network of branches and ATMs across the island. The bank is well-regarded for its strong commitment to innovation, sustainability, and inclusive financial services for individuals, businesses, and corporate clients.Retail BankingDFCC offers comprehensive personal banking services including savings and current accounts, fixed deposits, personal loans, home and education loans, leasing, and debit and credit cards. Customers can manage their accounts with real-time internet banking and mobile access. View Retail Banking OptionsSME & Business BankingDFCC supports SMEs and entrepreneurs with working capital loans, trade finance, project funding, and leasing. Business customers also benefit from digital payment gateways and cash management tools. Explore SME SolutionsDigital Banking – DFCC ONEDFCC ONE is the bank’s unified digital banking platform allowing customers to manage accounts, make payments, and transfer funds securely via mobile or web. It supports QR payments, biometric login, and instant notifications. Download DFCC ONE AppWealth Management & Pinnacle BankingHigh-net-worth individuals can access DFCC Pinnacle—a premium banking solution offering investment advice, personalized support, exclusive privileges, and tailored credit services. Discover Pinnacle BankingCorporate & Digital Payment ServicesFor corporates, DFCC delivers trade finance, project lending, treasury services, and end-to-end digital payment infrastructure. The bank partners with clients to support scalable business growth. Corporate Payment SolutionsHead Office ContactAddress: DFCC Bank PLC, 73/5, Galle Road, Colombo 03, Sri LankaPhone: +94 11 235 0000Opening Hours: Monday to Friday, 9:00 AM – 3:00 PM https://ten.lk/listings/dfcc-bank-head-office-colombo-contact-services-overview 8d5e957f297893487bd98fa830fa6413 Sun, 29 Jun 2025 15:18:35 +0000 Banks About Dumbara Micro CreditDumbara Micro Credit Limited, registered under Companies Act No. 07 of 2007, operates as a licensed microfinance institution serving rural and low-income communities in Sri Lanka. It specializes in disbursing loans for income generation, working capital, and housing development—underpinned by rigorous field-appraisals and client-focused flexibility. www.dmcl.lkService Portfolio & Client Impact• Income-Generating Loans (Athahitha): Tailored for micro-businesses and rural entrepreneurs to support working capital and expansion.• Housing Loans (Shakthi): Offered to rural low-income families for home construction or improvement, introduced in recent years.• Vehicle & Equipment Loans (Diviya + Other Loans): Enables acquisition of business-related transport (e.g., 3-wheelers, tractors) or funding life needs (education, marriage, overseas travel), with rentals and repayment terms customized to match income levels—up to Rs. 500,000 over 36 months. More loan purposes: settlement of existing debt, household purchases, and personal events.• Client Assessment: Each loan undergoes a field officer’s appraisal and recommendation, ensuring responsible lending.Operational Values & Differentiators• Member of Lanka Microfinance Practitioners’ Association since 2013.• Offers flexibility and empathy in credit solutions, balancing financial inclusion with sustainable practice.• Emphasis on personalized service, with on-the-ground evaluation and adaptive loan structuring aligned to clients’ earning capacities.Contact / Head OfficeAddress: 47, Negombo Road, MirigamaTel: +94 33 2276355Email: dumbara@dmcl.lkWebsite: dmcl.lk https://ten.lk/listings/dumbara-micro-credit-limited-microfinance-solutions-for-rural-sri-lanka 59b90e1005a220e2ebc542eb9d950b1e Mon, 25 Aug 2025 16:37:20 +0000 Microfinance Services About Lak Jaya Micro Finance Ltd.Lak Jaya Micro Finance Limited (Lak Jaya) is a licensed microfinance company that began operations in 2002. It operates under the Companies Act No. 7 of 2007 and is regulated by the Central Bank of Sri Lanka under the Microfinance Act No. 6 of 2016. It was founded with the Grameen microfinance model and later gained operational backing from ASA International via CMI investment.Business Model & Scale• Designed to support low-income female entrepreneurs with individual loans (no joint liability).• Operates 63 branches across 12 districts, including Colombo, Galle, Kandy, Nuwara-Eliya, and more.• Today, serves over 45,000 clients and manages a USD 5.9 million loan portfolio. Portfolio at Risk (>30 days) stands at 4.5%.Loan Products Offered• General Loan – For household or business needs.• Personal Loan – For business expansion; first-time ceiling ~LKR 30,000, up to LKR 500,000 for follow-on loans, with flexible repayment terms (6–24 months).• SME Loan – Tailored to support small and medium enterprises.Growth & Strategic GoalsFounded with 8 branches in 2007, Lak Jaya rapidly expanded to 36 by 2015. It continues to scale with aims of reaching 75,000 clients and extending the branch network to approximately 60, supporting responsible and sustainable microfinance practices.Contact / Head Office• Address: 1st Floor, No. 386B/1/1, High-Level Road, Pannipitiya, Sri Lanka• Tel: +94 11 2851288• Fax: +94 11 2844527• Email: inquiries@lakjaya.com• Website: www.lakjaya.com https://ten.lk/listings/lak-jaya-micro-finance-limited-licensed-microfinance-leader-in-sri-lanka 389bc7bb1e1c2a5e7e147703232a88f6 Mon, 25 Aug 2025 14:46:55 +0000 Microfinance Services Peoples Bank, established in 1961 and headquartered in Colombo 01, is one of Sri Lanka’s largest state-owned commercial banks. With over 700 branches and 1,900 ATMs, the bank delivers a wide range of financial services to individuals, SMEs, agricultural sectors, and international clients. Personal & Retail Banking Peoples Bank offers savings and current accounts, fixed deposits, personal, housing, education, and vehicle loans, and debit/credit cards. 24/7 access is available via mobile and internet banking services. Explore Personal Banking SME & Microfinance With a focus on inclusive finance, Peoples Bank provides working capital loans, equipment finance, agro loans, and microcredit solutions through its extensive rural network. View SME & Business Services Digital Banking Peoples Mobile App and online banking enable fund transfers, bill payments, e-statements, loan applications, and SMS alerts. The bank also supports QR-based payments and eZ Cash integration. Access Digital Services International & Forex Services Head office hosts foreign currency accounts, inward & outward remittances, SWIFT transfers, trade finance solutions, and offshore banking services. Explore International Services Special Services & Financing Schemes Peoples Bank offers tailored schemes like pensioner products, rural development financing, Islamic banking windows, and partnerships with government-backed credit schemes like SME credit guarantee. Head Office Contact Details Address: Peoples Bank, No. 75, Sir Chittampalam A. Gardiner Mawatha, Colombo 01, Sri Lanka Phone: +94 11 243 7654 / +94 11 243 8144 Email: info@peoplesbank.lk Opening Hours: Monday–Friday, 9:00 AM – 3:00 PM https://ten.lk/listings/peoples-bank-head-office-colombo-contact-service-overview 7ef605fc8dba5425d6965fbd4c8fbe1f Sun, 29 Jun 2025 16:00:06 +0000 Banks About Sejaya Micro Credit LimitedSejaya Micro Credit Ltd (SMCL) was incorporated in 2015 and is the first fully owned subsidiary of Gojo & Company Inc., Japan. Licensed under the Central Bank of Sri Lanka, SMCL serves low-income households and micro-entrepreneurs with small loans, savings products, and support through a digital-first mindset. The name “Sejaya” means “Win for All,” reflecting its mission to generate mutually sustainable growth.Product Portfolio & Innovation• Micro-Loans & Digital Lending: Rapidly accessible small loans both via field operations and the Pasio mobile app—empowering borrowers with speed and transparency.• Savings Products: Designed to encourage disciplined savings among underserved communities at affordable terms.• Pasio Digital Platform: Enables users to check repayment schedules, manage loans, and engage in peer communities—enhancing financial literacy and outreach.Social Impact & Customer TrustSejaya places client protection at its core—offering low interest rates, transparent pricing, and responsible lending to over 100,000 clients. Its customer-first approach fosters empowerment through entrepreneurship, emergent business growth, and digital inclusion.Geographic FootprintSMCL operates across multiple branches in underserved regions—such as Padukka, Hanwella, Ingiriya, Avissawella, Narammala, Polmadulla, Monaragala, Kilinochchi, Valaichchenai, Welimada, and beyond—ensuring reach into rural and economically marginal communities.Contact / Head Office• Address: No. 374, High-Level Road, Gangodawila, Nugegoda• Tel: +94 11 432 3123• Email: info@sejayacredit.com• Website: www.sejayacredit.com https://ten.lk/listings/sejaya-micro-credit-limited-head-office-nugegoda f3f27a324736617f20abbf2ffd806f6d Mon, 25 Aug 2025 17:43:57 +0000 Microfinance Services Seylan Bank PLC, established in 1987 and headquartered in Colombo 07, is a leading private commercial bank in Sri Lanka with over 130 branches and a network of ATMs. The bank offers comprehensive financial solutions to retail customers, SMEs, corporates, and high-net-worth individuals, with a strong focus on digital innovation and customer service.Personal & Retail BankingSeylan Bank provides savings and current accounts, fixed deposits, personal, home, education, and vehicle loans, and debit/credit cards. Customers can manage accounts online or via mobile. Explore Personal BankingSME & Corporate BankingSupporting small-to-medium enterprises and corporate clients with working capital, trade finance, project financing, cash and treasury management, and leasing solutions. View SME & Corporate ServicesDigital Banking – Seylan OnlineSeylan Online offers internet and mobile banking with features including account management, fund transfers, bill payments, card controls, and QR payments for both consumers and merchants. Access Seylan OnlineTrade Finance & International BankingThe bank provides export/import finance, foreign currency accounts, SWIFT remittances, forex services, and trade facilitation through its trade finance division. Explore Trade FinanceWealth & Priority BankingExclusive services are available to high-net-worth clients, offering personalized wealth management, investment advice, and dedicated relationship managers under the Priority Banking umbrella. Discover Priority BankingHead Office Contact DetailsAddress: Seylan Bank PLC, No. 90, Galle Road, Colombo 07, Sri LankaPhone: +94 11 234 3000Email: info@seylan.lkOpening Hours: Monday–Friday, 9:00 AM – 3:00 PM https://ten.lk/listings/seylan-bank-head-office-colombo-contact-service-overview a8f15eda80c50adb0e71943adc8015cf Sun, 29 Jun 2025 16:12:07 +0000 Banks