About Central Finance Company PLC Core Lending Solutions Deposits & Savings SME & Business Banking Gold-Backed & Specialized Products Digital Services & Convenience Risk, Governance & Customer Care Branch Network & Reach Contact / Head Office
Central Finance Company PLC (CFC), founded in 1957, is one of Sri Lanka’s most established non-bank financial institutions. From its Head Office in Colombo, CFC orchestrates a broad portfolio spanning retail, SME and corporate segments, supported by strong risk governance, experienced leadership and a widespread service network.
• Leasing & Hire Purchase: Flexible financing for passenger/commercial vehicles, machinery and equipment with tailored tenors and residual options.
• Personal & Consumer Loans: Unsecured/secured facilities for education, medical, lifestyle and working-capital needs, with transparent pricing and speedy approvals.
• Home & Mortgage Finance: Structured property-backed loans for purchase, construction or renovation, aligned to client cash-flows.
• Fixed Deposits: Multiple tenors, monthly/ maturity interest options and senior-citizen benefits for predictable income streams.
• Savings Accounts: Simple, accessible savings with digital access and optional standing-order arrangements for disciplined wealth-building.
• SME Term Loans: Asset acquisition and growth capital with covenant-light structures where appropriate.
• Working Capital Lines: Short-tenor revolving credit, invoice/receivables financing and trade-linked solutions to smooth cash cycles.
• Fleet & Asset Programs: Vendor programs and fleet financing with bundled insurance and service support.
• Gold Loans: Quick liquidity against pledged gold with competitive rates and transparent valuation.
• Special Purpose Facilities: Education, green/energy-efficient assets and professional practice financing, designed for niche needs.
• Online Account Access: Balance/statement views, payment requests and deposit maturity instructions via secure portals.
• e-Payments & Collections: Card/bank transfer payments, island-wide partner counters and reminder alerts to keep facilities current.
• Self-Service Tools: Eligibility calculators, document checklists and application tracking to reduce branch visits.
CFC applies disciplined credit underwriting, asset-liability management and transparent disclosures in line with the Finance Business Act. A dedicated customer care framework supports complaint resolution, refinancing options and early-settlement guidance, reinforcing long-term client relationships.
An island-wide network of branches and service points enables same-day processing in major cities and rapid turnarounds in regional towns—bringing standardized service levels closer to customers wherever they operate.
• Tel: +94 11 260 0600
• Email: [email protected]
• Website: www.cf.lk
| Accepted Currencies: | Sri Lankan Rupees |
|---|---|
| Payment Types: | Cash, Credit Card |
| Mon |
08:30 AM - 05:00 PM |
|---|---|
| Tue |
08:30 AM - 05:00 PM |
| Wed |
08:30 AM - 05:00 PM |
| Thu |
08:30 AM - 05:00 PM |
| Fri |
08:30 AM - 05:00 PM |
| Sat | Closed |
| Sun | Closed |
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